Over the years, we have found that the single most common reason preventing homeownership is the initial Down Payment. Potential homeowners have found themselves unable or unwilling to extend themselves financially to afford the down payment required on purchasing a new home.

At St Louis Home Mortgage, we can provide a solution for you.

We are proud to boast that we have arguably the easiest and best Down Payment Assistance Program in the industry.

We have already done all the leg work for you.

To qualify, you need to have a 630-credit score and meet one of the following criteria:

  • Be a first-time homebuyer (or not have had ownership in property for the last three years)
  • Earn less than $118,000 per year
  • Be either a First Responder, Educator or Medical Personnel or Civil Servant

The program pays the entire down payment for you and is 100% forgiven. There is no lien, no lengthy documents to complete, no hurdles to jump through.

The loan has a higher interest rate, but you can refinance out of it after just six months into the lower market rate.

Home Mortgage Loan Modification Services by St. Louis Home Mortgage and Retention Services

Get A Free Consultation

Request a free consultation to find out whether you qualify for a loan modification.

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