If you have at least a 630-credit score and qualify for any ONE of the three factors below, you could pay 0%-1.5% down on your next home purchase.
If you identify with ANY ONE of the qualifications below and have a 630-credit score or greater, you can utilize the Federal Housing Authority’s (FHA) Down Payment Assistance Program.
1. Do you earn less than $104,300 per year?
2. Are you a *first-time homebuyer?
3. Are you a First Responder, Educator, Medical Personnel, Civil Servant, or a Veteran?
*First-time homebuyer is a person who has not owned a home in the last three years