VA Home Loans

VA Home Loans 2022-04-14T09:17:30-05:00

What is a VA Home Loan?

VA Loans are for active or non-active members of the military or their surviving spouses who still have Veteran’s Benefit Eligibility.

  • VA stands for United States “Veteran’s Affairs”
  • They are available to US veterans, active duty, or non-active members of the military or their surviving spouse who still hold Veteran’s Benefit Eligibility.

What Are the Benefits of a VA Home Loan?

  • VA Home Loans can be up to 100% of the home’s purchase price.
  • VA Home Loans do not require mortgage insurance premiums. That is a huge saving on your closing and monthly fees.  Usually, these fees are charged on loans with less than 20% down!
  • VA Home Loans have very competitive interest rates similar to FHA and FNMA loan interest rates.
  • VA Home Loans are available for up to $647,200.
  • IRRL or Interest Rate Reduction Loans are available to qualifying homeowners regardless of property values.

VA Home Loans qualify with credit scores as low as 620.

Most Competitive Rates in St. Louis

St. Louis Home Mortgage has the most competitive interest rates in St. Louis* and we are dedicated to be with you every step of the way and help find the most competitive interest rates.

*Rates vary depending on credit score and type of transaction.

Get A Free Consultation

Request a free consultation to find out what the best loan is for your new home purchase or refinancing needs.

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